Current Account

Your business moves fast. Your bank should keep up.

Seamless transactions, zero interruptions, and complete control over your business finances.

Open A Current Account
Your business moves fast. Your bank should keep up.

Everything your business needs to operate without interruption

💼
Business Loan Linkage

A strong account track record builds trust with the bank, making approvals for credit, working capital, or expansion funding smoother and faster.

🔔
SMS & Transaction Alerts

Get real-time SMS alerts for every debit and credit—ensuring transparency, security, and complete control over your business finances anytime, anywhere.

💰
NEFT Collections

Accept payments directly into your Current Account—securely and seamlessly, with a full audit trail for better transparency and faster reconciliation.

👥
Multi-Signatory Operations

Set up your Current Account with multiple authorised signatories—ideal for partnerships, trusts, and corporates, ensuring shared control and smooth approval workflows.

🔁
Unlimited Transactions

Deposit, withdraw, transfer, and clear funds without daily limits—offering the speed, flexibility, and uninterrupted access your business needs.

💸
NEFT / RTGS / IMPS Transfers

Send and receive payments across any bank in India—securely and seamlessly from your Current Account, ensuring smooth and uninterrupted business transactions.

💼
Business Loan Linkage

A strong account track record builds trust with the bank, making approvals for credit, working capital, or expansion funding smoother and faster.

🔔
SMS & Transaction Alerts

Get real-time SMS alerts for every debit and credit—ensuring transparency, security, and complete control over your business finances anytime, anywhere.

💰
NEFT Collections

Accept payments directly into your Current Account—securely and seamlessly, with a full audit trail for better transparency and faster reconciliation.

👥
Multi-Signatory Operations

Set up your Current Account with multiple authorised signatories—ideal for partnerships, trusts, and corporates, ensuring shared control and smooth approval workflows.

🔁
Unlimited Transactions

Deposit, withdraw, transfer, and clear funds without daily limits—offering the speed, flexibility, and uninterrupted access your business needs.

💸
NEFT / RTGS / IMPS Transfers

Send and receive payments across any bank in India—securely and seamlessly from your Current Account, ensuring smooth and uninterrupted business transactions.

Who are Eligible
  • Sole Proprietorship Firms - For business owners operating under their own name.
  • Partnership Firms - Accounts in the firm’s name, operated by partners.
  • Limited Liability Partnerships (LLPs) – Registered LLPs can open Current Accounts.
  • Private & Public Limited Companies – Corporate entities for business operations.
  • Trusts, Societies, and Associations – Non-profit or collective organizations.
Required Documents

  • For Individuals / Proprietors

    • Identity proof (Aadhaar, Passport, Driving License, Voter ID)
    • Address proof (utility bill, Aadhaar, Passport, Driving License)
    • PAN card
    • Udhyam Aadhar Shop establishment
    • Passport-size photographs

  • For Partnership Firms

    • Partnership deed
    • Registration certificate (if registered)
    • PAN card of firm
    • Identity/address proof of partners

  • For LLPs / Companies

    • Certificate of Incorporation
    • Memorandum & Articles of Association (MOA/AOA)
    • Board resolution authorizing account opening
    • PAN card of company
    • GST Registration Certificate
    • Identity/address proof of directors

  • For Trusts / Societies

    • Trust deed or society registration certificate
    • PAN card of trust/society
    • Resolution authorizing account opening
    • Identity/address proof of trustees/office bearers

How To Apply
How To Apply
  • 1
    Download the Current Account Opening Form from the Form Download Section, or collect a physical copy at any Hindusthan branch near you.
  • 2
    Gather your business identity proof, address proof, entity PAN, and signatory documents. Attach self-attested copies along with originals for branch verification.
  • 3
    Walk in with your completed form, documents, and initial deposit. Our branch staff will verify your documents, answer any questions, and process your application on the same day.
  • 4
    Once verified and approved, your current account will be operational. You'll receive your cheque book, account details, and access to all linked services

Frequently Asked Questions

No. A Hindusthan Current Account comes with unlimited transactions — deposits, withdrawals, and transfers — so your business is never held back by a transaction cap.

The minimum balance requirement is ₹10000. Our branch staff will explain the current charges and any applicable fees clearly before you open your account.

The overdraft facility allows you to withdraw funds beyond your account balance, up to a pre-approved limit. Interest is charged only on the amount used, not the entire limit. Eligibility is assessed based on your account history and business profile.

Yes. Hindusthan Current Accounts support multi-signatory operations — ideal for partnerships, companies, and organisations that require joint or dual approvals on transactions. A Board Resolution or authorisation letter will be required at the time of account opening.

Yes. Your current account transaction history directly supports your loan application with us. A well-maintained account strengthens your eligibility for working capital loans, business loans, and overdraft limits.

Absolutely. Sole proprietors can open a current account with a Shop & Establishment Certificate or GST registration as business identity proof.

A nominal charge will apply as per our published service charge schedule. Our staff will inform you of the exact charge before account opening so there are no surprises.