Savings Account

Your first step toward financial security starts here.

Join thousands of smart savers who trust Hindusthan Bank as their financial home.

Open Your Account
Your first step toward financial security starts here.

Everything you need. Nothing you don't.

📈
Interest Rate up to 2.70% p.a.

Earn up to 2.70% annual interest on your savings with Hindusthan Bank—offering steady growth, security, and easy access to your money.

🛡️
DICGC Insurance Cover

Your deposits are insured up to ₹5 lakh under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme, ensuring financial security and complete peace of mind.

📝
Nomination Facility

Secure your family’s future by designating a nominee for your account. This ensures that your savings reach the right hands without hassle, no matter what happens.

💳
Free RuPay ATM Card

Nationwide access with your RuPay ATM Card—withdraw cash, check balances, and make secure POS and online transactions, with unlimited free use at Hindusthan Bank ATMs and 5 free transactions monthly at other banks.

🔔
SMS Banking Alerts

Get instant SMS alerts for every transaction—stay informed, secure, and updated on your account without visiting a branch.

💸
NEFT / IMPS / RTGS

Transfer money to any bank in India—quickly and securely from your Hindusthan Savings Account, with multiple payment options for seamless transactions nationwide.

📈
Interest Rate up to 2.70% p.a.

Earn up to 2.70% annual interest on your savings with Hindusthan Bank—offering steady growth, security, and easy access to your money.

🛡️
DICGC Insurance Cover

Your deposits are insured up to ₹5 lakh under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme, ensuring financial security and complete peace of mind.

📝
Nomination Facility

Secure your family’s future by designating a nominee for your account. This ensures that your savings reach the right hands without hassle, no matter what happens.

💳
Free RuPay ATM Card

Nationwide access with your RuPay ATM Card—withdraw cash, check balances, and make secure POS and online transactions, with unlimited free use at Hindusthan Bank ATMs and 5 free transactions monthly at other banks.

🔔
SMS Banking Alerts

Get instant SMS alerts for every transaction—stay informed, secure, and updated on your account without visiting a branch.

💸
NEFT / IMPS / RTGS

Transfer money to any bank in India—quickly and securely from your Hindusthan Savings Account, with multiple payment options for seamless transactions nationwide.

Who are Eligible
  • Resident Individuals – Single or joint account holders
  • Hindu Undivided Families (HUFs) – Accounts can be opened in the name of HUF
  • Minors – Account operated by guardian, Students
  • Senior Citizens – Eligible with standard KYC documents
  • Trusts, Club, Association, Societies etc
Required Documents
  • Proof of Identity (any one)

    (Aadhaar Card, PAN Card, Passport, Voter ID, Driving Licence)

  • Proof of Address (any one)

    (Aadhaar Card, Passport, Driving Licence, Voter ID, Utility Bill)

  • Passport-size Photographs

    (2 recent colour photographs on white background)

  • Initial Deposit

    (Minimum ₹500 required to activate the account)

How To Apply
How To Apply
  • 1
    Download the Savings Account Opening Form from the Form Download Section, or collect a physical copy at any Hindusthan branch near you.
  • 2
    Complete the form carefully in block letters. Attach self-attested copies of your identity proof, address proof, and two passport photographs.
  • 3
    Walk into any Hindusthan Co-op. Bank branch with your completed form, original documents for verification, and your initial deposit of ₹500.
  • 4
    Following verification, your account will be opened immediately. Your passbook and ATM card (if applied) will be issued, ensuring you’re ready to bank with Hindusthan from day one.

Frequently Asked Questions

The minimum balance requirement is ₹1000. If your balance falls below this, a nominal charge may apply. Our branch staff can explain the current charges clearly before you open your account.

Interest is calculated on the daily closing balance and credited to your account on a quarterly basis, as per RBI guidelines.

Yes. Hindusthan Co-op. Bank allows joint accounts with up to 2 holders. Both holders will need to provide the required KYC documents.

Absolutely. Hindusthan Co-op. Bank is RBI Licensed and your deposits are insured up to ₹5,00,000 under the DICGC scheme — the same protection offered by any scheduled commercial bank in India.

Yes. Your Savings Account can be seamlessly linked to any deposit product at Hindusthan — making it easy to auto-transfer funds and grow your savings simultaneously.

You can close your account by visiting your home branch with your passbook, ATM card, and a written closure request. Our staff will process it on the same day.