Interest on Retail Loans
Hindusthan Bank offers competitive interest rates on a variety of loans, from home loans to personal loans. Find the right rate for your financial goals.
Rate of Advances w.e.f. 1st June 2026
| Sr. No. | Type of Loans | ROI |
|---|---|---|
| 1 | Personal Loan - Secured | |
| A) Secured Surety Loan (Under Section 49 - Salary Deduction) - Upto Rs. 3,00,000 | 12.00% | |
| B) Secured Surety Loan (To Registered Mathadi Workers & salary credited in Hindusthan Bank) - Upto Rs. 5,00,000 | 12.00% | |
| 2 | Personal Loan - Unsecured | |
| A) Surety Unsecured Loan - Upto Rs. 3,00,000 | 12.50% | |
| B) Surety Unsecured Loan - Rs. 3,00,001 to Rs. 5,00,000 | 13.50% | |
| 3 | Mortgage Loan | |
| A) Mortgage Loan (Priority Sector) | 9.90% | |
| B) Mortgage Loan (Non-Priority Sector) | 10.50% | |
| 4 | Vehicle Loan | |
| A) Vehicle Loan for Personal Use (Petrol/Diesel/CNG) | 9.00% | |
| B) Vehicle Loan for Personal Use (Electric) | 8.50% | |
| C) Vehicle Loan for Business Purpose (Petrol/Diesel/CNG) | 11.50% | |
| D) Vehicle Loan for Business Purpose (Electric) | 11.00% | |
| 5 | Education Loan | |
| A) Within Educational Period | 8.50% | |
| B) After Completion of Educational Period | 9.00% | |
| 6 | KVP / NSC / LIC Loan | 10.00% |
| 7 | Gold Loan | 8.80% |
| 8 | Overdraft on Gold | 9.00% |
| 9 | Overdraft | 11.50% |
| 10 | Cash Credit | 12.50% |
| 11 | Housing Loan - Up to Rs. 35 Lacs | 8.50% |
| 12 | Housing Loan - More than Rs. 35 Lacs & upto Rs. 1.40 Crore | 9.25% |
| 13 | Machinery Loan | 10.90% |
| 14 | Rent Discounting Loan | 10.50% |
| 15 | Hypothecation Loan (Heavy Vehicles) | 11.50% |
Customers can avail Loan or Overdraft facilities against their Fixed Deposit Receipts at interest rate charged is just 1% p.a. above the actual FD interest rate.